You’ve had a brilliant week. Sales are strong, the momentum is real, and then you hit a wall because the cash hasn’t caught up yet. That’s not a business problem. That’s a timing problem. And a cash advance is built to solve exactly that.

Your card reader just stopped working. Mid-service. Mid-queue. The customer's card is out, and your terminal has gone blank. That's not just inconvenient, it's money walking out the door. On a busy Saturday market or a packed Friday dinner service, even twenty minutes of downtime can cost you hundreds of pounds in missed sales and customers who don't come back.

Combine Lopay’s payment links with Xero’s accounting software, to save yourself time and money with every invoice you send.

We’ve all been there. You send a payment link to a customer for a high-value product or a large service invoice, and… crickets. They want what you’re selling, but the upfront cost is making them hesitate. What if you could give them the flexibility to spread the cost, while you still get paid in full, immediately? Now you can. We’re thrilled to announce that eligible Lopay merchants can now offer Buy Now, Pay Later (BNPL) via Klarna directly on their Payment Links!

Running a small business is expensive enough without paying for software you don't actually need to pay for. Right now, most small businesses are handing over anywhere from £25 to £200 a month for an EPOS system—and that’s before factoring in the transaction fees from their card machine.

Wondering who offers Tap to Pay for payments using just your phone? Learn how Lopay lets businesses accept contactless payments on iPhone with no extra card reader required.